Pay anyone, anywhere
Send money across the world in minutes. No bank hours, no middleman, and no form asking why.
Free Monero web wallet Spend, send, and save like it's nobody's business.
MonkStash is a free Monero web wallet for money that stays yours. Pay anyone, hold what you save, and give what you want, with no bank, no company, and no stranger watching over your shoulder. Open it in your browser in about two minutes.
Free to use.Runs in your browser.Yours in two minutes.
100%non-custodial
0accounts or email
25word standard seed
Opensource engine
The quiet problem
Ordinary money talks. About you.
Every card tap, bank transfer, and tap-to-pay leaves a trail. What you bought, where, when, and for how much, all logged and owned by someone who is not you. It gets scored, sold, and remembered. You feel it every time an ad knows a little too much.
Cash never did that. Monero does not either.
The idea
Monero is cash for the internet.
Hand someone a banknote and it is done. No name on it, no record of it, no one standing in the middle. Monero is that, online. You can send it anywhere in the world in minutes, and the payment carries no trail of who paid, who got paid, or how much changed hands. It is money that behaves the way money used to, before every penny had your name stapled to it.
How you hold it
What is a Monero web wallet?
A Monero web wallet is a wallet for Monero (XMR) that you open in your web browser instead of installing an app. Your keys are created and locked on your own device, and the wallet asks a Monero node to find your payments, so there is no software and no blockchain to download.
How MonkStash works, in three lines
- Your browser makes the keys. Your 25 recovery words are created right on your device.
- Your password locks them. They are encrypted before they are saved in this browser, and never sent to us.
- A node finds your payments. It sends blockchain data to your wallet, which works out your balance on your device.
Not sure a web wallet is right for you? Compare every kind of Monero wallet.
What you can do with it
Money that actually does what you want.
This is the part that matters. Here is what a private wallet lets you do, starting today.
Back who you believe in
Tip a creator, support a cause, or help a friend, without it showing up on a statement for anyone to read.
Save out of sight
Hold your money where no company or government can freeze it, and no one can peek at the balance.
Shop without becoming a profile
Buy what you need online without handing one more data broker a file with your name on it.
Get paid, privately
Take payment for your work straight into your wallet, with nobody skimming or snooping in between.
Send help home
Move money to family abroad quickly, without big fees taking a bite or a trail following it.
New to all this? Start with what Monero is, or just open a wallet.
The clever part
How Monero makes a payment vanish from view
You do not need to understand the trick to use it, but it is a good one. Every Monero payment hides three things.
Most crypto is an open book. Monero is not.
On a coin like Bitcoin, anyone can read who paid whom and how much, forever. Monero closes the book on the details that give you away.
Ring signatures
Who sent itYour signature gets mixed in with a group of others. To an outsider, any one of them could have sent it. It is like signing a letter in a crowd of identical signatures.
Stealth addresses
Who received itEvery payment goes to a brand-new one-time address. Your real address never shows up on the blockchain, so no one can add up what you own.
RingCT
How much was sentThe amount is hidden with math. The network can confirm the payment is valid without ever seeing the number.
You never touch any of this. MonkStash does it for you on every single payment.
Learn how Monero worksPeople like us
For people who think their money is their own business.
You are in good company. MonkStash is for people who would rather keep things to themselves, for all kinds of good reasons.
Curious and careful
You are new to this and want to try private money without a tangle of setup. You can start in minutes.
Starting over
MyMonero closed in 2026. Bring your wallet back somewhere safe, and skip the fake clone sites.
Private on principle
You do not have something to hide. You have a life that is simply nobody else's business.
Everywhere at once
You live between a phone and a laptop. Open MonkStash in any browser, and bring your wallet back with your recovery words wherever you are.
Your first move
You are two minutes from your own private wallet.
No download, no extension, no waiting. It all happens right here in your browser.
Create or restore
Start fresh, or bring your old wallet back with your recovery words. Either way it happens right on your device, so you are in control from the very first tap.
Back up and lock
Jot down your 25 recovery words and keep them somewhere safe. They are the master key to your money. Then lock the wallet with a password, and add a 2FA code for a second lock on the door.
Send and receive
Share your address or QR code and the money lands straight in your wallet. Your balance and history appear once it syncs. That is it, you are using Monero.
Most people finish all three steps in about two minutes. Syncing the first time can take a little longer, and the wallet shows its progress.
Which wallet fits
Web, mobile, desktop, or hardware?
There is no single best Monero wallet, only the one that fits how you live. Here is the honest version.
| What you care about | MonkStash (web) | Mobile app | Desktop | Hardware |
|---|---|---|---|---|
| Setup time | About 2 minutes | 5 to 10 min | 10 to 20 min | 20 to 40 min |
| Install needed | Nothing | App download | Program download | Device + app |
| Keys stay on your device | Yes | Yes | Yes | Yes (most secure) |
| Works on any device | Yes | Phone only | Computer only | Needs the device |
| Best for | Fast access anywhere | Payments on the go | Power users | Large, long-term savings |
MonkStash keeps your keys on your device just like the others, with nothing to install. For large, long-term savings, a hardware wallet is still the gold standard. See all wallets compared
The fine print, honestly
No catch. Here is the proof.
Those promises only hold because of how MonkStash is built. The short version:
Non-custodial
Your keys live on your device, locked with your password. We could not move your money if we tried.
Open-source engine
Built on monero-ts, which anyone can read. Our own code will be published as open source after launch, so you can check it instead of taking our word.
No accounts
No email, no sign-up, no KYC. There is nothing about you for us to store or lose.
No tracking
Zero analytics and zero third-party scripts on any wallet page.
The one caveat, said plainly: to find your payments, your wallet asks a Monero node through our relay server. The relay can see your IP address and those requests, and the node sees the requests, but neither ever sees your keys or your seed. Run your own node? Connect MonkStash to it in the wallet's settings, and no one else is in the loop.
Read the full threat modelThe library
Learn Monero the easy way
Seven complete guides, written for real people, not just experts. Start with the one that answers your question.
- 01Complete guideWhat is Monero (XMR)?Money with the curtains closed.11 chapters, 22 min read
- 02Complete guideBest Monero walletsSix honest options, none ranked.9 guides inside
- 03Complete guideMonero seed phraseTwenty-five words. Your whole wallet.11 chapters, 21 min read
- 04Complete guideHow to use MoneroSix steps to private money.11 chapters, 21 min read
- 05Complete guideHow to buy Monero (XMR)Buy it anywhere. Keep it yours.11 chapters, 21 min read
- 06Complete guideHow to accept Monero paymentsGet paid privately, with nobody in the middle.11 chapters, 17 min read
- 07Complete guideWhat is a Monero node?Your own copy of the truth.11 chapters, 21 min read
Help build the rest
The web wallet is free. Help us build what is missing.
MyMonero is gone, and there is still no good Monero browser extension. MonkStash is funded by the people who use it, one milestone at a time, and you can check every coin that comes in.
Questions
Monero wallet questions, answered
1Is MonkStash safe?
Your keys never leave your device and are locked with your password. The wallet is non-custodial and built on the open-source monero-ts engine, so we can't touch your funds. As always, the biggest risk is your own backup, so keep your recovery words safe.
2Is it really free?
Yes. Creating and using a MonkStash wallet is free. You only ever pay the small standard Monero network fee when you send, which goes to the network, not to us.
3Do you store my keys or recovery phrase?
No. They are created and encrypted on your device. We never receive, store, or back them up. That also means only you can recover your wallet, so your backup matters.
4What is a seed phrase?
It is a list of 25 words that is the master key to your wallet. Anyone with those words can access your funds, so write them down and keep them offline and private.
5Can I use MonkStash on my phone?
MonkStash is built to run in your phone browser too, with nothing to install. Mobile browsers are still being tested, so start with small amounts. Your wallet lives in the browser where you created it; on a new device, restore it with your recovery words.
6What happened to MyMonero?
It shut down in January 2026. Your funds are safe if you have your recovery words. You can restore them in MonkStash, but watch out for fake MyMonero sites.
7Do I need to download or install anything?
No. MonkStash runs in the browser. A Chrome extension is planned, but you can use the full wallet today without it.
8Is Monero legal?
In most countries, yes. Monero is a privacy-focused cryptocurrency. Rules vary by country, so check your local regulations.
Your money, your business. Start now.
Free, non-custodial, and private by default. No download, no account, and about two minutes to a wallet that is finally yours alone.